The Fair Credit Reporting Act tells victims of identity theft what their rights are as well as informing businesses what their responsibilities are. Many business owners are not aware that identity theft victims are entitled to ask a business for a copy of any transaction records, such as credit applications, relating to the theft of their identity.
Businesses are required by law to provide this information, if you do not the victim can authorize law enforcement to obtain this documentation directly from the business.
If you own a business, make sure you are aware of your responsibilities in relation to the FCRA and identity theft. also known as Section 609(e).
